ACH Payments made
Elevate the power of ACH with Authentecheck™ rapid verification.
Easily verify identity, account balance, and account numbers in real-time.
#1 in Client Satisfaction
For over 20 years, our team’s exclusive focus on ACH has set the industry standard for compliance, innovation, and emerging markets. With Actum, you get:
- Dedicated account managers that understand your business
- Flexible terms & pricing for startups & new business models
- Powerful APIs to integrate with any software platform
- No lock-in contracts
Accelerate Cash Flow
Get paid faster with the most up-to-date processing options. Plus, qualified businesses can now access their funds earlier with Accelerated Payouts.*
- Same Day ACH
- Late Night Processing
- Weekend & Holiday Processing
- Recurring Payments Scheduler
* Accelerated Payouts is a tailored solution that shortens traditional settlement periods (5 business days) to 2, 1, or even 0, business days.
No need to waste hours reconciling across multiple reporting interfaces. Actum’s real-time dashboard allows you to:
- Access detailed & consolidated reports
- Review past & upcoming transactions
- Manage returns & exposure limits with real-time analytics
- Choose between monthly or daily fee assessments
Data Security for
Peace of Mind
Your customers trust you with their information. Actum’s privacy and data protection solutions help safeguard their data – and ultimately, your reputation.
- TLS 1.2 data encryption
- Tokenize bank account numbers
- Identity & bank account verification
- Fraud detection & prevention services
Multiple Processing Methods
Actum can receive your transactions in the following three ways:
Login to our online portal to manually enter single entry or recurring transactions. We provide you with unlimited seats & permission settings.
Create your own ACH file to upload via SFTP. We ensure they meet NACHA specifications.
Automate payments end-to-end or embed payment functionality directly in your software, preserving the look and feel of your platform.