ACH Payments made

So you can focus on what matters most: your customers.

Elevate the power of ACH with Authentecheck rapid verification.

Easily verify identity, account balance and account numbers in real-time.

#1 in Client Satisfaction

For over 20 years, our team’s exclusive focus on ACH payment processing has set the industry standard for compliance, innovation, and emerging markets. With Actum, you get:

  • Dedicated account managers that understand your business
  • Flexible terms & pricing for startups & new business models
  • Powerful APIs to integrate with any software platform
  • No lock-in contracts

Accelerate Cash Flow

Get paid faster with the most up-to-date processing options. Plus, qualified businesses can now access their funds earlier with Accelerated Payouts.*

  • Real-Time Payments **
  • Same Day ACH
  • Late Night Processing
  • Weekend & Holiday Processing
  • Recurring Payments Scheduler

* Accelerated Payouts is a tailored solution that shortens traditional settlement periods (5 business days) to 2, 1, or even 0, business days.

** Real-Time Payments allows instant bank transfers 24/7/365.

Simplify Accounting

No need to waste hours reconciling across multiple reporting interfaces. Actum’s real-time dashboard allows you to:

  • Access detailed & consolidated reports
  • Review past & upcoming transactions
  • Manage returns & exposure limits with real-time analytics
  • Create your own custom reports

Data Security for
Peace of Mind

Your customers trust you with their information. Actum’s privacy and data protection solutions help safeguard their data – and ultimately, your reputation.

  • TLS 1.2 data encryption
  • Tokenize bank account numbers
  • Identity & bank account verification
  • Fraud detection & prevention services

Multiple ACH Processing Methods

Actum can receive your transactions in the following three ways:

Web Based

Log into our online portal and enter single entry or recurring transactions. We provide you with unlimited seats & permission settings.

Batch Upload

Create your own ACH file to upload via SFTP. We ensure they meet NACHA specifications.

API Integration

Automate payments end-to-end or embed payment functionality directly in your software, preserving the look and feel of your platform.

Are you a Software Company?

Learn why more ISVs are choosing Actum for their ACH payment integrations.


Explore Our Industries

Actum provides leading support for all industries from A to Z.
Don’t see your industry listed? Contact Us.

Ready to Start Processing?

Speak with one of our ACH experts today.