ACH Payments made

So you can focus on what matters most: your customers.

Elevate the power of ACH with Authentecheck rapid verification.

Easily verify identity, account balance and account numbers in real-time.

#1 in Client Satisfaction

For over 20 years, our team’s exclusive focus on ACH payment processing has set the industry standard for compliance, innovation, and emerging markets. With Actum, you get:

  • Dedicated account managers that understand your business
  • Flexible terms & pricing for startups & new business models
  • Powerful APIs to integrate with any software platform
  • No lock-in contracts

Accelerate Cash Flow

Get paid faster with the most up-to-date processing options. Plus, qualified businesses can now access their funds earlier with Accelerated Payouts.*

  • Same Day ACH
  • Late Night Processing
  • Weekend & Holiday Processing
  • Recurring Payments Scheduler

* Accelerated Payouts is a tailored solution that shortens traditional settlement periods (5 business days) to 2, 1, or even 0, business days.

Simplify Accounting

No need to waste hours reconciling across multiple reporting interfaces. Actum’s real-time dashboard allows you to:

  • Access detailed & consolidated reports
  • Review past & upcoming transactions
  • Manage returns & exposure limits with real-time analytics
  • Create your own custom reports

Data Security for
Peace of Mind

Your customers trust you with their information. Actum’s privacy and data protection solutions help safeguard their data – and ultimately, your reputation.

  • TLS 1.2 data encryption
  • Tokenize bank account numbers
  • Identity & bank account verification
  • Fraud detection & prevention services

Multiple ACH Processing Methods

Actum can receive your transactions in the following three ways:

Web Based

Log into our online portal and enter single entry or recurring transactions. We provide you with unlimited seats & permission settings.

Batch Upload

Create your own ACH file to upload via SFTP. We ensure they meet NACHA specifications.

API Integration

Automate payments end-to-end or embed payment functionality directly in your software, preserving the look and feel of your platform.

Are you a Software Company?

Learn why more ISVs are choosing Actum for their ACH payment integrations.


Explore Our Industries

Actum provides leading support for all industries from A to Z.
Don’t see your industry listed? Contact Us.

Ready to Start Processing?

Speak with one of our ACH experts today.