Meet Your New Competitive Edge

Streamline your loan processing strategy with ACH


Optimize Your
Lending Flow

To stay competitive, today’s lenders must run a lean ship while offering faster fund transfers and better service. With Actum you can access the industry’s latest available processing options, including Real-Time Payments (RTP), Same-Day ACH, Late Night Processing, Sunday Night Processing, and even Holiday Processing. We are integrated with some of the industry’s best-known loan management systems and can even help you streamline your operations into one software platform by working with your preferred vendor.

Same-Day ACH

Same-Day ACH

Beat the competition by offering to fund upon approval today.

Real-Time Payments

Deposit funds instantly, 24/7, 365 days a year.

Reduce Complexity with ACH Processing

Reduced Complexity

Consolidate ACH payment processes into a single platform.

Late-Night ACH Processing

After-Hours Processing

Submit and make changes to payments later in the day and into the weekend.


Whether it’s one-time or recurring, each payment matters. Customize your integration with Actum as much as you want, and provide a seamless customer experience-– from application, approval, and processing, to customer service and support.

Recurring Payments

Flexible Recurring Calendar

Set up repayment schedules with endless frequency options.

Automated ACH Origination

Improved Accuracy

Reduce errors with automated origination and repayments.

Reporting for ACH Processing

Robust Reporting

Manage accounts in real-time.

We support
multiple loan types

Actum is dedicated to helping you provide your customers with greater flexibility and choice.

  • Consumer loans
  • Business loans
  • Lines of credit
  • Title loans
  • Equipment leasing & industrial loans
  • Other financing & servicing
  • Brokerage firms
  • Merchant Cash Advance (MCA)

Ready to Start Processing?

Speak with one of our ACH experts today.