Not everyone carries around their checkbooks or has their bank account numbers memorized. Minimize payment flow drop-offs and nudge more customers into ACH by allowing them to pay through our embeddable Authentecheck™ UI widget, using only their online banking login credentials.
Unlock Protected Data
End-users can grant you limited read-only access to their protected data, including bank account details and transaction history. The standard Authentecheck™ integration automatically pulls the end user’s routing and account numbers and securely stores them for future use (as in the case for recurring transactions). More specialized integrations can unlock the account holder’s contact information, account activity, and historical balances.
Authentecheck™ lets merchants instantly verify account ownership, customer identity, and other KYC (know-your-customer) details. With Auto-Verified Micro-Deposits (AVMDs) and intelligent debits, you can minimize your exposure to friendly fraud attempts and returns due to insufficient funds.
With Actum’s Authentecheck™ payment flow, you get complete security and control over the data that flows through your servers. If you don’t want to deal with transmitting and storing bank account numbers, choose our tokenization feature. You can receive as little or as much sensitive financial information as you want, and we’ll always retain a secured copy for you.
Ready to offer enhanced ACH solutions in one, simple package? We’ve got you covered.
Get real-time approval, verification, and transaction submissions done in one swoop.
Data for Insights
Leverage new data to differentiate yourself from the competition.
Instantly minimize friendly fraud attempts and returns due to insufficient funds.
Interactive transaction screens help optimize the user experience on any device, including mobile, desktop, or tablet.
White Label Support
The embeddable UI widget allows the merchant to preserve their brand’s look and feel.
Optimize recurring debits with proactive account monitoring.