Transaction Detail Report: Utilizing and Maximizing Report’s Features

Keeping track of account activities proves most helpful for Actum Processing merchants. The Transaction Detail Report provides 10 distinct reports to monitor recent data relevant with a merchant’s processing activities.

The Transaction Detail Report is a one stop, central destination for merchants. From an overall view of the account to specific, itemized reporting with a few clicks, this report is the all-utility experience on the Actum Portal.

Learn more about this report and its features in this entry to excel further as an Actum Processing merchant with the information and data to keep track of account activities.

Accessing the Transaction Detail Report

1. Log in to the Actum Portal at https://merchant.actumprocessing.com. Refer to the Multi-Factor Authentication (MFA): How to Use via Actum Portal article for further login instructions.

2. Click the triple-bar icon to the left of the Actum Processing logo, press the right arrow icon next to Reports and choose Transactions.

3. Set to the applicable Date Range and press Update Report. Alternatively, set up a custom Start Date and End Date and press Update Report.

4. To change the report, click on the report dropdown menu between the Go and Actions buttons and choose the report to review.

Next, this entry goes over the different reports with a brief synopsis and additional resources to better understand a specific report, whereas applicable.

Primary Report

The Primary Report considers all account activities (i.e., Credits, Debits, etc.) with a truncated Bank Account #, History ID, Order ID and Bank Trace Number.

Debit and Settlement Report

Our Debit and Settlement Report reconciles Debits with any Settlements or Debit transactions that have settled in the specified settlement period for an Actum account. If there is no Settlement Date, this could mean the transaction has not settled or it may have returned, depending on how recent the Transaction Date of a Debit (Same-Day or regular Debit) was in relation to the account’s settlement period.

Full Credit Report

Generally speaking, the Credit Report itemizes all Credit transactions, or transactions that fund the merchant’s clients as opposed to pulling or debiting funds from the client’s bank account.

Full Debit Report

The Debit Report considers all Debit transactions, or transactions that pull funds from the client’s bank account.

Refund Report

In this case, the Refund Report considers any Refund transaction in which a full or partial amount is paid back to the client associated with a submitted Debit transaction. Likewise, refer to the Refund a Transaction via Actum Portal article for further context on refunds.

Scheduled Transactions

Typically, the Scheduled Transactions report accounts for any Debit transactions intended to debit or bill a merchant’s client in the future, or any day ahead of the current date.

Settlement Report

The Settlement Report provides information on transactions that have settled per the Actum Processing account’s settlement window. For further information about settlement windows, please refer to this article. 

Snapshot Report

The Snapshot Report is an overview providing a general context of account activities in terms of the volume and dollar amounts in relation to specific transaction types.

Transaction Receipt

The Transaction Receipt report provides an overview of account activities that can be used to filter information for a specific client determined by the Date Range by the Actum Portal user. Our Scribe entry describes how to leverage this report.

Unsettled Debits

Our newest report, Unsettled Debits, reports Debit transactions that have yet to settle. For unsettled Debit transactions close to the current date, these are simply in the midst of processing toward the eventual goal of settling. If it is further out from the current date, this may be a telltale sign that the transaction has returned.

Creating a Report to Reconcile Debits and Settlements

Our Actum Portal’s Transaction Detail Report equips merchants to reconcile their Debit transactions with past and upcoming settlements. By following these steps, a custom report can be created to match up and reconcile Debit transactions with past settlements and an upcoming settlement.

1. After setting up the applicable Date Range explained in Step 3 of the Accessing the Transaction Detail Report section, click the report type dropdown menu between the Go and Actions button and choose 2. Debit and Settlement Report.

2. Press Actions, choose Format, go to Rows per Page and select All.

3. Click Settlement Date and choose Last 5 Years.

4. Press Actions, choose Data and click Aggregate. 

5. Once the Aggregate pop-up window appears, click – Select Column – and choose Amount.

6. Press Apply.

7.Review the report and confirm that the Trans Date and Bank Submit Date correspond to a Settlement Date. Then, set the Start Date and End Date to cover the relevant transaction dates and click Update Report.

8. Click Actions, choose Report, and select Save Report.

9. Enter a Name for the custom report and click Apply.

10. The new custom report will be saved as a private report between the Go and Actions button, only viewable to the Actum Portal user who created the custom report.

11. Scrolling to the bottom of the custom Debit and Settlement Report, the total dollar amount for the submitted Debit transactions from Oct. 6, 2026, that settled on Oct. 9, 2026, is $69,813.44.

12. Click Deposits.

13. The Deposits Report reports a Total Payout Amount of $69,813.44, the same amount from the custom Debit and Settlement Report. Click on the magnifying glass icon to get a general breakdown of the payout amount.

14. The Deposit Summary provides an overview of the gross payout amount and the Net Payout Amount. The Net Payout Amount reflects Settlements & Collections and any other positive entries, less applicable deductions.

Tips

• – The custom Debit and Settlement Report typically matches up to the amount reported on the Deposit Report.
  • – In cases where the amount does not match up, there may be a Late Return(s) that is deducted from the payout amount, or other payout adjustments seen in the Deposit Summary.
• – For more information, please review our interactive Scribe entry.