ACH Payment Processing for Businesses: A Comprehensive Overview
Learn how ACH payment processing helps businesses of all sizes and industries. Let’s explore what ACH payments are, how they work, and how to use them.
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ACH vs eCheck: What’s the Difference?
Find out the difference between ACH vs eCheck and how each method can be used for secure, reliable, and efficient ACH payment processing.
5 Tips for Choosing a Fantasy Sports Merchant Account
Few payment processors offer merchant accounts, and the ones that do are certainly not created equal. With the fantasy football season upon us, now seems like the perfect time to…
Building Your Own Payments System: Is it Worth It?
If you’re a software business considering becoming a payments facilitator, your intrigue is understandable– having seemingly infinite control over your profit margin, functionality, and end-user experience is, undoubtedly, desirable. However,…
ACH vs Wire Transfer: What’s the Difference?
ACH transfers and wire transfers are two methods used for moving funds from one bank account to another. But what’s the difference between an ACH vs wire transfer?
FedNow and What it Means for ACH
The Federal Reserve announced that it’s working on a real-time payment system called FedNow. We’re excited for many reasons– a few of which we’ll outline in this post.
3 Ways ACH Payments for Pari-Mutuel Wagering are a Winning Choice
This post will explore the top three ways that accepting ACH Payments for pari-mutuel wagering are a winning choice for managing funds for both entries and prize money.
Merchant Services for Parking: Expand Your Payment Options
If you run a parking lot, garage, or other parking facility, you need a merchant account in to collect payments. With ACH Merchant Services for Parking, you’ll expand your payment…
Top 10 Considerations When Searching for a Payment Integration
If you’re searching for a payment integration, the functionality and UX are vital– but that’s not all. To help you better evaluate payment solutions, we’ve outlined key criteria for your…
Top Benefits of ACH Collection Services
With ACH, you can keep your processing costs low, while adding a revenue stream and additional convenience to customers. This post will explore the top benefits of ACH Collection Services.
ACH Payment Glossary
We understand that the industry terminology can be a bit confusing, so we’ve reinterpreted the standard definitions provided by NACHA and other industry leaders into plain English for you.
ACH Processing with Actum: What to Expect
As ACH industry veterans, we’ve developed a comprehensive suite of payment submission methods, reporting capabilities, network of software partners and banking relationships, to help thousands of businesses connect to the…
White Label APIs: Why Integrate?
Today, more banking payments API providers allow clients to white label their services, which helps improve integration and UX. This post will explore the benefits of white label APIs.
Understanding SEC Codes
SEC Codes are fundamental to remaining compliant when you submit an ACH transaction. This post provides real-world examples for working with SEC Codes.
ACH Credit vs ACH Debit: What You Need to Know
Find out the difference between ACH Debits vs ACH Credits. Learn which ACH transaction type best suits the unique needs of your business.
ACH for Online Lenders: Reduce costs and manage risks
ACH for Online Lenders can help cut costs, including transaction-related fees. For loan originations and repayments, ACH is the most cost-effective payment method.
Recurring Payments with ACH: Automate billing and receivables
Imagine being able to set up invoicing automatically, according to your schedule. With recurring payments with ACH, you have just that.
Payment Tokenization: Safeguard your financial business data
Payment tokenization is a highly effective method of data security that can protect payment data during a transaction. This post will introduce you to how tokenization can benefit your business.
Understanding ACH Return Codes
ACH return codes can happen during settlement periods for one of 85 reasons. We’ve compiled all ACH return codes along with some helpful advice.
ACH Settlement Times Explained
When using ACH, understanding settlement times is key to helping you better plan your cash flow. This post will introduce you to how ACH Settlement Times work.
Same Day ACH Transactions Are Getting Even Faster
Same Day ACH transactions will get more enhancements over the next several months! This post explores how these new capabilities can benefit your business.
What is Same Day ACH and Why Does it Matter?
ACH debits and credits can be processed within one business day or on the same day, depending on transmission time. This is key for industries that need to accelerate their…
ACH 101: Understanding the Automated Clearing House
ACH Transactions are a cost-effective way to send and receive payments electronically. This post provides a high-level introduction to help you understand how ACH processing works with Actum.