Per Occurrence Fees for Merchants

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This entry provides our per occurrence fees for merchants processing with Actum.

This entry specifically provides a listing of our per occurrence fees which can be seen at https://www.actumprocessing.com/fees. However, please contact your designated Business Relationship Manager at (512) 402-0082 for clarification with any of our fees.

By the same token, these fees may appear on reports when logging into https://merchant.actumprocessing.com. Refer to the Multi-Factor Authentication (MFA): How to Use via Actum Portal article for further login instructions.

Per Occurrence Fees for Merchants

Fee Amount	Name	Description
$35.00	Account Maintenance	In this case, this is a fee that is generally, for the most part, assessed when a merchant changes account information. For instance, this includes, in brief, a change with the merchant’s bank account or company address. Furthermore, it includes changes to the entity name, financial contact, or authorized signer.
$25.00/ $35.00	Payment Delivery Fee	In a word, this is a fee charged particularly when a merchant is sending payments. In this case, these are payments that are specifically sent by Domestic/ International wire.
$35.00	Dishonor Return Fee	Altogether, this is a fee generally assessed for a merchant’s request, explicitly with any particular dishonor returns.
$35.00	Manual Entry Fee	All in all, this is a fee that considers a merchant’s request, particularly with manually entering/ adjusting a file.
$35.00	Reversal	By and large, this is a fee that is assessed, in essence, for a specific merchant request, by and large. Consequently, this is a fee that considers, above all else, the return of an incorrect entry before it settles.
$25.00	Written Statement Under Penalty of Perjury (WSUPP)	Specifically, this is a fee that accounts for a merchant request with a copy of the written statement that is undoubtedly obtained by the RDFI from, in this case, the Receiver.
$25.00	Proof of Authorization (POA) Request	Generally speaking, a POA may be requested by an ODFI, in this situation. Correspondingly, this is required to show the copy of the authorization that the Originator obtained. Indeed, this is a request that comes from the Receiver.
$50.00	Risk Analysis	Markedly, this is a fee assessed for analyzing a Merchant’s return risk or, comparatively, their risk procedures.
$50.00	Return Fee	In particular, this is a fee assessed especially for a returned item. On the whole, this item previously originated to the merchant’s bank account.
$500.00	Termination Fee	In this case, this is a fee assessed particularly with terminating a merchant with cause.
$250.00	Early Termination Fee	Similarly, this is a fee is assessed when a merchant is terminating their account prior to the terms that are, in fact, set in the merchant agreement.
$250.00	POA Failure	Moreover, this is a fee that basically occurs when a merchant, on the whole, is failing to produce a compliant POA. Most important, this is a failure that especially considers the time that is set forth accordingly in the NACHA Rules.
$500.00	Limit Exposure Violation	In short, this is a fee that occurs when a merchant markedly splits up a debit to a Receiver. Moreover, this is a fee that considers a merchant who, in effect, is certainly bypassing their dollar limit exposure setting. For this reason, this is a fee that applies, especially when a merchant is, in fact, circumventing any debit entries.
$12.50	Inbound Wire Fee	In this case, this is a banking cost-recovery fee that is correspondingly assessed to the merchant whenever they receive a wire transfer.
$25.50	Reverse Wire	Overall, this is a fee that is assessed for an API-enabled reverse wire request that comes explicitly from the merchant. In essence, this is a request that was previously initiated by the merchant in the Actum Client Portal. Moreover, this fee will include the Inbound Wire Fee.
$35.00	Normal Wire	Markedly, this is a fee that is assessed for a wire that is initiated by the merchant outside of the Actum Client Portal. As a result, this can include a wire that is initiated in the API. Subsequently, this fee includes the previously mentioned Inbound Wire Fee.
$1.00	WEB Debit Auto-Verification	A fee assessed per account number that is verified against a third-party database in order to comply with NACHA Rules on WEB debits. Only new account numbers that are not pre-noted are eligible to be auto-verified. Enrollment waivers are provided to merchants who use Authentecheck or attest to utilizing a third-party account validation service.

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